IIHS: The Safest Cars Of 2020
Posted: February 13, 2020
IIHS: The Safest Cars Of 2020If you’re shopping for a new car in 2020, you’ve got options – lots of ‘em. So how do you make the right choice? Good news: The Insurance Institute for Highway Safety is here to help with their latest TOP SAFETY PICK awards. The IIHS, a nonprofit research and education organization, conducts crash tests to determine which vehicles do the best job of protecting people in the...
What Should I Do If My Co-Workers Start Getting Sick?
Posted: February 10, 2020
What Should I Do If My Co-Workers Start Getting Sick?Flu season is upon us, and too many people are showing up for work sick. Perhaps they have deadlines to meet or simply cannot afford to miss an important meeting. Or maybe they missed that part in science class when the germ theory was covered. Regardless of the reason, the problem remains the same. Sick co-workers spread germs around and put others at risk for...
Understanding The Main Life Insurance Classifications
Posted: February 7, 2020
Understanding The Main Life Insurance ClassificationsLife insurance companies use a system of classification to determine an individual’s state of health, based on a series of factors pertaining to that person. Your classification can affect how much life insurance coverage you can get at each price point. Healthy people get more favorable classifications and lower rates. If you have health issues, that will be reflected in your life insurance premiums. The...
Can I Insure My Personal Vehicle With Commercial Auto Insurance?
Posted: February 4, 2020
Can I Insure My Personal Vehicle With Commercial Auto Insurance?If you are self-employed, you may believe your personal vehicles are covered for work use under your personal car insurance. When it comes time to file a claim, however, this could turn out to not be the case. Many business uses and vehicle types are excluded from personal policies. Our experienced agent can help you find a commercial auto insurance policy to suit your needs...
Understanding The Difference: Standard Auto Insurance Vs. ATV Insurance
Posted: February 1, 2020
Understanding The Difference: Standard Auto Insurance Vs. ATV InsuranceAll-terrain vehicles come with risks, and they can be expensive to replace when damaged in a crash. If you have an ATV, you won’t be able to rely on your car insurance to protect you. ATVs are not covered by standard auto insurance policies. Also, ATV insurance may be required by law if you ride in certain areas, such as state parks. On the upside,...