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Insurance Blog

The Ultimate Backyard Safety Checklist

Trampolines Trampolines can get kids and adults of all ages jumping for joy. But backyard trampoline injuries result in more than 100,000 emergency room visits a year, according to the Consumer Product Safety Commission — making them a leading cause of backyard injuries. Here are a few tips to improve trampoline safety.  Start each year by regularly checking the condition of your trampoline fabric and springs....

Commercial Insurance: Protection Against Lawsuits

If an unexpected accident takes place at your facility or office, or a lawsuit related to a product or service is filed against your business, the general liability insurance you have in place should cover your losses, including the legal costs involved in defending against it. A general business insurance policy should cover you against injury lawsuits, false or misleading advertising lawsuits, accusations of slander,...

How Do Health Savings Accounts Work?

You may have heard of a Health Savings Account (HSA) and are wondering how they really work. Let's make it simple. Thankfully, we have pulled together the basics for you. For Individuals and Families A health savings account is a specific type of savings account offered by banks, credit unions, and insurance companies. The account is set up specifically for you by the bank or...

Need Motorcycle Insurance?

If you have recently purchased a motorcycle or are searching for a better option for motorcycle insurance in the area, we are here to help. The team at our agency lives and works in the local area, and we are committed to serving our community of motorcycle riders. We know you need coverage that gives you the highest level of protection at the lowest cost,...

3 Key Differences Between Whole Life Insurance & Term Life Insurance

Insurance can be a confusing subject, and at our local agency, we want to clear up some basic questions for you. Most families put some type of life insurance in place, and figuring out whether they should buy "whole life insurance" or "term insurance" is the big question. These are very different insurance products, each with pros and cons. 1. Term life insurance is cheaper,...